Maximize Your Insurance Claim After a Car Accident
If you are in an auto collision, it is important to take steps to preserve your insurance claim. This includes collecting evidence at the scene, such as photos and videos, and getting medical treatment. If you follow these three tips, you can make the process easier for yourself and ensure that you get the compensation you deserve.
#1: Remain Calm & Assess the Situation
If you've been in an auto collision, the first thing you should do is remain calm and assess the situation. If everyone involved appears to be okay, then exchange insurance information with the other driver and take as many photos and videos as possible of the accident scene.
It's best to keep silent about the accident itself. Insurance companies often look for any reason to deny a claim, so your words could be used against you even if you didn't mean them that way. Apologizing, justifying, or explaining what happened can all be construed as admitting fault, so it's best to keep quiet and let your insurance company handle it.
#2: Seek Medical Treatment
It is important to seek medical treatment when necessary. Clinical documentation of your injury and treatment are essential for an injury claim. Without this documentation, it may be more difficult to prove the extent of your injuries and the amount of damages you are entitled to.
In addition, seeking prompt medical treatment can also help you to recover more quickly from your injuries. If you wait too long to seek treatment, your injuries may become worse and may take longer to heal. As a result, it is always best to err on the side of caution and seek medical attention as soon as possible after an auto collision.
#3: Avoid Settling Your Claim Right Away
Finally, wait a few weeks before considering settling your claim. Insurance adjusters are highly motivated to settle claims and close files. For this reason, an adjuster may offer to settle an injury claim within a week of the auto collision. Some injuries are not immediately present at the time of the auto collision and onset could take days.
As a result, you may not know the full extent of your injuries for weeks or months later.
How an Experienced Beaumont Car Accident Lawyer Can Help
An experienced Beaumont car accident lawyer can be a crucial advocate in securing the compensation and justice you deserve after an accident. Here’s how they can help:
- Case Evaluation: A skilled lawyer will assess the specifics of your accident, identify liable parties, and determine potential compensation for damages such as medical expenses, lost wages, property damage, and pain and suffering.
- Gathering Evidence: Attorneys understand the importance of thorough evidence, from accident reports and medical records to eyewitness statements and expert analysis. They handle this time-consuming process to build a strong case.
- Negotiating with Insurance Companies: Insurance adjusters often aim to minimize payouts. Car accident lawyers know how to negotiate effectively and counter lowball offers, advocating for the compensation you deserve.
- Representation in Court: If a fair settlement isn’t possible, your lawyer can take your case to court, providing professional representation to fight for your rights.
An experienced Beaumont car accident attorney will be at your side every step of the way, reducing stress and focusing on a positive outcome.
Schedule a consultation with our Beaumont car accident attorneys to discuss your case and learn more about how we can help you get the compensation you deserve. Call (409) 204-0895 or contact us online.
